Portfolio Insights

Updated 2m ago

Applications received

18↗ 29%

Active pipeline

₱9,170,000

4 files · oldest 3d in stage

Decisions made

12↗ 33%

9 approved · 3 declined

Time to decision

3d↘ 25%

Approval rate

75%↗ 12%

88% of pesos approved

Needs Attention

4 items

ReasonBorrowerDetailWaitingAction

Awaiting DecisionKusina ni Rosa Food Services OPC₱850,000 term loan · Rosario B. MercadoMemo drafted. DSCR 1.42 on adjusted EBITDA of ₱1,140,000.40mOpen memo →

Docs FlaggedNena's Sari-Sari Store and E-Loading₱120,000 microloan · Elena VillanuevaBIR 1701A photographed at an angle with unreadable totals. A flat re-scan and the signed application are outstanding.6hReview documents →

Document ExceptionMunting Pangarap Learning Center, Inc.₱5,800,000 CRE · Teresa D. BuenaventuraInsurance endorsement lists the wrong loss payee and the DENR certificate is outstanding. LTV 80% routes to committee as a policy exception.3dReview file →

Active Pipeline

4 files · ₱9,170,000

Time to Decision Breakdown

Borrower response1.4dOfficer review and decision0.8dCommittee decision0.6dKita processing7m

Decision Drivers

12 decisions

Outcomes

Total deployed9 funded loans

₱14,200,000

Memo-ready files funded9 of 10 files with a drafted memo

90%

Withdrawn before a decision2 applications withdrawn

₱1,400,000

Borrower Mix

18 borrowers

Application Flow

by quarter

Received

Approved

Declined

6420

Q3 25Q4 25Q1 26Q2 26

4 received this week

Team

1 officer

RSRamon SantosSenior Credit Officer4₱9,170,00067%1 needs action